Local cards
Cards issued by local banks.
CIS & Caucasus · AZN
P2P payment processing in Azerbaijan
Local cards and the m10 wallet carry most online payments in Azerbaijan. We accept both and pay out to cards and bank accounts.
Local payment methods
Payment methods in Azerbaijan
The local methods customers in Azerbaijan use every day. The exact set for your project is confirmed at onboarding.
m10
Azerbaijan's leading mobile wallet.
Birbank
Kapital Bank's cards and app, widely used in Azerbaijan.
eManat
Payment terminal network for cash top-ups in Azerbaijan.
Bank transfer
Local bank transfer to any account in the country.
Cards, apps and terminals
Azerbaijan is a card-and-app market: customers pay with cards issued by local banks and through apps such as m10 and Birbank, Kapital Bank's widely used super-app. eManat payment terminals let people top up wallets and pay with cash across the country.
Payouts in AZN
Payouts go to local cards, m10 wallets or bank accounts in AZN. Card-to-card transfers between local banks are fast and familiar to customers.
How it works
How processing works in Azerbaijan
Pay-in pageCustomer pays with local cards
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Azerbaijan: FAQ
m10 and Birbank are the most widely used, along with local bank cards.
Yes, via eManat terminals.
Payin in Azerbaijan is available via local cards, m10, Birbank and eManat. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via local cards, m10 and bank transfer in local currency (AZN). You fund and receive your balance in USDT.
Customers in Azerbaijan pay in AZN, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
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Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.