SPEI
Mexico's real-time interbank transfer system.
Latin America · MXN
P2P payment processing in Mexico
SPEI transfers and OXXO cash vouchers cover both banked and cash-first customers in Mexico. We process both and pay out over SPEI.
Local payment methods
Payment methods in Mexico
The local methods customers in Mexico use every day. The exact set for your project is confirmed at onboarding.
OXXO
Cash vouchers paid at thousands of OXXO stores.
Mercado Pago
Latin America's largest digital wallet.
SPEI for banked customers, OXXO for cash
Mexico has two payment worlds. Banked customers use SPEI, Banco de México's real-time transfer system: they send money to an 18-digit CLABE from their bank app and the transfer settles in seconds. A large share of shoppers still prefer cash, and pay with a reference at one of the many OXXO convenience stores. Mercado Pago bridges both.
Payouts in MXN
Payouts are sent via SPEI to any CLABE or debit card in MXN. Giving every customer or order its own CLABE makes incoming transfers easy to match automatically.
How it works
How processing works in Mexico
Pay-in pageCustomer pays with SPEI
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Mexico: FAQ
An 18-digit standardised bank account number used for SPEI transfers in Mexico.
Once the customer pays in store, the payment is confirmed to us; timing depends on the network and is agreed at onboarding.
Payin in Mexico is available via SPEI, OXXO and Mercado Pago. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via SPEI in local currency (MXN). You fund and receive your balance in USDT.
Customers in Mexico pay in MXN, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
Get started
Start processing in Mexico
Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.