Bank transfer
Local bank transfer to any account in the country.
Africa · NGN
P2P payment processing in Nigeria
Bank transfers, OPay and USSD lead online payments in Nigeria. We process payin through all of them, with payouts to any local bank.
Local payment methods
Payment methods in Nigeria
The local methods customers in Nigeria use every day. The exact set for your project is confirmed at onboarding.
OPay
Popular Nigerian wallet and payment app.
PalmPay
Fast-growing Nigerian mobile wallet.
Moniepoint
Nigeria's leading agent and business payment network.
Paga
Nigerian mobile payments and agent network.
USSD
Bank payments by USSD code — work on any phone.
Bank transfers that feel instant
Nigeria's instant interbank transfers made bank transfer the most common way to pay online: the customer sends money to a 10-digit account number from their bank app and it arrives in seconds. Fintech apps like OPay, PalmPay and Moniepoint added wallets and agent networks, and USSD codes let customers pay from any phone, even without data.
Payouts in NGN
Payouts are sent in NGN to any bank account or to OPay and PalmPay wallets. A dedicated account number per customer makes incoming transfers easy to match.
How it works
How processing works in Nigeria
Pay-in pageCustomer pays with bank transfer
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Nigeria: FAQ
Yes, with USSD codes that work on any mobile phone.
OPay, PalmPay, Moniepoint and Paga, plus bank transfers to any Nigerian bank.
Payin in Nigeria is available via bank transfer, OPay, PalmPay, Moniepoint, Paga and USSD. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via bank transfer, OPay and PalmPay in local currency (NGN). You fund and receive your balance in USDT.
Customers in Nigeria pay in NGN, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
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Start processing in Nigeria
Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.