Yape
Peru's most popular mobile payment app.
Latin America · PEN
P2P payment processing in Peru
Yape and Plin made mobile payments mainstream in Peru, with PagoEfectivo for bank and cash. We process all three, settled in USDT.
Local payment methods
Payment methods in Peru
The local methods customers in Peru use every day. The exact set for your project is confirmed at onboarding.
Plin
Interbank mobile payments in Peru.
PagoEfectivo
Pay via bank or in cash with a payment code.
Bank transfer
Local bank transfer to any account in the country.
Yape and Plin
Peru's everyday payments run on two apps: Yape, from Banco de Crédito del Perú, and Plin, shared by several major banks. Both let customers pay by phone number or QR in seconds, and the two networks are interoperable. PagoEfectivo adds a payment-code option for customers who pay at agents or through online banking.
Payouts in PEN
Payouts are sent in soles to Peruvian bank accounts. For customers, Yape and Plin have made instant transfers the expected standard.
How it works
How processing works in Peru
Pay-in pageCustomer pays with Yape
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Peru: FAQ
Yes, the networks are interoperable, so customers can pay from either app.
A payment-code service: the customer receives a code and pays it online or in cash at an agent.
Payin in Peru is available via Yape, Plin, PagoEfectivo and bank transfer. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via bank transfer in local currency (PEN). You fund and receive your balance in USDT.
Customers in Peru pay in PEN, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
More countries in Latin America
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Start processing in Peru
Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.